Bruised Credit Buyers

Mortgage Broker Services

Bruised Credit Buyers

Call us today

BAD CREDIT MORTAGE APPROVED

EXPERT MORTGAGE BROKERS

98%

Success Rate

2 Hours

PRE APPROVAL LETTERS

48 Hours

Mortgage Secured

Get In Touch

Contact HomePass

If you have questions or need additional information, fill out the form, give us a call, or send an email, and we will get back to you within an hour
22 Frederick St Suite 700, Kitchener, ON N2H 6M6, Canada
info@homepass.com

647 780 9497

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    DO YOU HAVE BAD CREDIT?

    Here’s How to Find Out

    First, you’ll need to know the full extent of your credit score before you look into your options for bad credit mortgages. For a small fee, you can pull your credit score from credit bureau services like TransUnion and Equifax.
    Schedule a Call with HomePass
    Schedule a Call with HomePass
    CREDIT SCORE
    EXCELLENT CREDIT
    GOOD CREDIT
    FAIR CREDIT
    POOR CREDIT
    BAD CREDIT
    (Above 750)
    (700-749)
    (650-699)
    (550-649)
    (Below 550)
    Interest Rates Starting At *
    2.59%*
    2.59%*
    2.59%*
    3.99%*
    6.99%*
    CREDIT SCORE
    EXCELLENT CREDIT
    GOOD CREDIT
    (Above 750)
    (700-749)
    Interest Rates Starting At *
    2.59%*
    2.59%*
    FAIR CREDIT
    POOR CREDIT
    BAD CREDIT
    (650-699)
    (550-649)
    (Below 550)
    2.59%*
    3.99%*
    6.99%*
    For those that have bad credit, looking for a mortgage can seem like a difficult challenge. At HomePass, we assist in finding alternative lenders and private lenders that will provide you with options for bad credit mortgages in London, Guelph and the Waterloo area. Since banks and many other larger institutional mortgage lenders will only approve the lending of mortgages to individuals who have good credit, great credit, or excellent credit. It is important to understand that even if your credit is not too bad, you could still get turned away by the banks when applying for a mortgage and other mortgage related loans.
    Many of the lenders who we work with specialize in quickly approving mortgage loans for Canadian people with bad credit or low income, or self declared income. We spend the time looking for the right mortgage loans solution for your needs at the current lowest rates and best terms that are available to you.
    our services

    What We Can Offer You

    First Time Home Buyers

    First Time Home Buyers

    Entering the housing market and aren't quite sure what you can afford? Simplifying the process is what we do best…
    New to Canada Buyers

    New to Canada Buyers

    We help newcomers realize their dream of home ownership in Canada with as little as a 5% down payment.
    Bruised Credit Buyers

    Bruised Credit Buyers

    Home Pass can help you get approved for the mortgage you need even if you get denied by the bank…
    Mortgage Renewals

    Mortgage Renewals

    Save money with Home Pass’s lower rates and let us find the best mortgage solution for your needs
    Mortgage Refinancing

    Mortgage Refinancing

    Refinancing your mortgage can help you get a lower interest rate and a cheaper monthly payment.
    New Home Purchase

    New Home Purchase

    We understand that buying a house may be one of the most important decisions in your life, let our experts…
    FROM PAST CLIENTS

    Testimonials

    The team at HomePass was great to work with for our mortgage. They provided us with all the information that we needed to make informed decisions and every time we had a question it was answered quickly and thoroughly. They listened to what we wanted and provided us with a lot of advice and feedback. We really felt that HomePass wanted us to get the best deal possible. We would definitely recommend to anyone looking for a mortgage broker.

    Ian Wigboldus

    As first time home buyers, we couldn’t have had a better experience. The specialist dedicated to us talked through the entire process, answered all our questions and taught us everything we needed to know about having a mortgage. HomePass did everything possible to ensure that we got the best deal and the right mortgage for us.

    Courtney Debinski

    My experience with HomePass was excellent. They showed a great understanding of mortgages and patiently walked me through all my options. Their response time was very fast, as they were easy to reach and answered all of my questions promptly. It was a pleasure to work with the team and I would recommend HomePass to family and friends for any mortgage needs.

    Prabh Sangha